November 21, 2024
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Highlights
Home contents for up to HKD 2million
Personal liability for you and your family of up to HKD20 million
Alternative accommodation for up to HKD2,000 per day, as a result of typhoon signal no. 8 or above/black rainstorm leading to electricity or water supply suspension for 24 hours at your home (Applicable to Plan 1, 2, 3 and 4)
24-hour home assistance service hotline for cashless emergency inspection service
Worldwide protection for your belongings, even when you take them outside of home or travelling, of up to HKD30,000 (Plan 1, 2, 3 and 4)
New for old – replace damaged or lost items with a new one with similar value no deduction for wear and tear
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Main Policy Exclusions
- Loss or damage due to war risks, radioactive contamination or sonic bangs
- Theft or malicious damage if your home is unoccupied for more than 30 consecutive days
- Theft in your home if any part is let
- Loss of damage to spectacles, contact lenses, mobile phones, pagers, records, tapes, laser discs and the like
- Theft from any unattended private motor vehicle unless all windows were securely closed and all the doors and the boot were locked
- Properties contained in or on verandas, balconies, patios, terraces, forecourts, which are in the open generally
- Fixtures and fittings put in by property developer and ex-property owner if Plan 1 is chosen
- Excess applicable (The amount of each claim payable by you, for any loss or series of losses arising from one source or cause), please refer to benefits
November 21, 2024