Short premium payment term with low entry fee and high long-term growth
Limited-time 4.5% p.a. guaranteed preferential interest rate for premium prepayment

AXA Hong Kong and Macau’s award-winning “Wealth Ultra Savings Plan” had first offered 2-year premium payment term in February this year – “Wealth Ultra Savings Plan (2-year Pay)”(“Wealth Ultra (2-year Pay)”), which received overwhelming response in the market. The product now returns, offering customers with sustainable wealth growth at an annual premium as low as USD10,000. From now until 31 October 2021, customers can enjoy 4.5% p.a. guaranteed preferential interest rate on the prepaid premium if they choose to pay the 2-year basic plan premium in one go. “Wealth Ultra (2-year Pay)” is a limited-time offer, with the market-leading features including:

Projected total cash value doubles every 10 years^[1], providing potential growth on savings. Apart from the guaranteed cash value, Wealth Ultra (2-year pay) also provides two types of non-guaranteed bonuses – the reversionary bonus and the terminal bonus. Starting from the 6th policy year, the total cash value is projected to double every 10 years on average; and from the 82nd policy year, the total Internal Rate of Return (IRR) for each policy year is expected to exceed 7%^[2].

Bonus Lock-in Option to lock in gains without an aggregate limit for the lock-in rate. Customes can transfer the reversionary bonus and terminal bonus to the bonus lock-in account, without partially surrendering their policies. Customers can thus turn the non-guaranteed bonus into guaranteed and earn up to 3.5% p.a. interest^[3] from it, avoiding potential changes to the returns posed by market fluctuations and accelerating their wealth accumulation.

Flexi Continuation Option to support both life protection and legacy planning. Customers can pre-assign the policy value to be passed on for wealth accumulation; while the remaining portion will be payable to the designated beneficiaries in the form of compassionate benefit for immediate financial support.

An unlimited number of times for changing the insured to pass on wealth across generations. Customers can change the insured of the policy after the 1st policy year without affecting the policy value. The benefit period can be updated to age 138 of the latest insured.