There are many financial planning tools available on the market, and a Qualifying Deferred Annuity Policy (QDAP) may be an ideal option. Not only can it provide a steady income stream for retirement, but also it can qualify for tax deductions if you meet the eligibility criteria. Today, let me guide you through retirement planning and explore how a QDAP can help you achieve your goals.

Cruising with your prized vehicle is the dream of many car owners. Since the introduction of the ‘Northbound Travel for Hong Kong Vehicles’ scheme, those without a Mainland China-Hong Kong Cross-border license plate can also drive their beloved car across the Hong Kong-Zhuhai-Macao Bridge to visit family, travel or go on a short business trip in the Guangdong province.

When that green envelope arrives each year, it’s a clear sign that tax season is here again. While we all understand that paying taxes is a civic duty, it’s hard not to feel a little heart-wrenching when you see your bank balance take a hit. You’ve probably heard of Voluntary Health Insurance Scheme (VHIS) and Qualifying Deferred Annuity Policy (QDAP). This ‘Tax-Saving Duo’ not only helps safeguard your health and future retirement life but also serves as an effective tool for tax deductions. But how can you truly save smart with them?